By accessing and using the Homevico website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you must not use our website or services. These terms apply to all visitors, users, and others who access or use our services. We reserve the right to update or modify these terms at any time, and your continued use of our services constitutes acceptance of any changes.
Homevico provides home insurance services to homeowners in San Francisco and the surrounding areas. Our services include dwelling coverage, personal property protection, liability coverage, additional living expenses coverage, and other structures protection. The information provided on this website is for general informational purposes and does not constitute an insurance policy or a binding offer of coverage. All insurance policies are subject to the terms, conditions, exclusions, and limitations set forth in the actual policy documents.
When using our website and services, you agree to provide accurate, current, and complete information as requested. You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your account. You agree not to use our website for any unlawful purpose, to impersonate any person or entity, to interfere with or disrupt the website or its servers, or to attempt to gain unauthorized access to any part of the website. You must promptly notify us of any unauthorized use of your account or any other breach of security.
To the fullest extent permitted by law, Homevico and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our website or services. Our total liability for any claims arising under these terms shall not exceed the amount you have paid to us in the twelve months preceding the claim. This limitation of liability applies regardless of the theory of liability, whether based on contract, tort, negligence, strict liability, or any other basis.
Your use of our services is also governed by our Privacy Notice, which describes how we collect, use, and protect your personal information. Please review our Privacy Notice for detailed information about our data practices. By using our services, you consent to the collection and use of your information as described in our Privacy Notice.
Homevico reserves the right to modify or replace these Terms of Use at any time at our sole discretion. We will provide notice of any material changes by posting the updated terms on our website and updating the "Last updated" date. It is your responsibility to review these terms periodically. Your continued use of our website and services following the posting of any changes constitutes acceptance of those changes. If you do not agree to the modified terms, you should discontinue your use of our services.
If you have any questions about these Terms of Use, please contact us at:
Homevico
720 Market St, 2nd Floor
San Francisco, CA 94102
Email: clayton@homevico.com
Phone: +1 (415) 813-4789
Last updated: January 11, 2026